Solutions

Tax Preparation:

Ryan’s specialty area is complex individual (Form 1040) tax returns, which is inclusive of owners who conduct business or rental real estate activities as a sole proprietorship or as the only owner of an LLC. He also prepares tax returns for trusts and estates earning income (Form 1041), reportable gifts (Form 709) and S corporations (Form 1120-S) & partnerships (Form 1065) with either one owner or family owned.  

Tax Planning and Tax Strategy:

This is where I truly bring value to my clients. Below is a list of some of the many tax planning and tax strategies I help my clients with.

  • Qualified Small Business Stock (QSBS) Planning
  • Executive Compensation Planning
  • Tax-efficient charitable contributions
    • Qualified Charitable Contributions (QCD)
    • Donor-advised Funds
  • Required Minimum Distribution (RMD) planning
  • Entity Selection & Optimization
  • Maximizing the QBI Deduction
  • Accelerating Depreciation
  • Deferring gains via 1031 exchanges or Opportunity Zone investment
  • Reasonable salary for S-Corp owners
  • Exclusion of gain from sale of principal residence planning
  • Real Estate Professional Status (REPS)
  • Short-Term Rental (STR) Status
  • Planning opportunities when no tax liability is due
  • 529 Planning
  • Passive Loss Treatment Planning
  • Tax Projections
  • Quarterly Estimated Tax Payment Calculations
  • Hiring Your Children
  • Maximizing Tax-Advantaged Retirement & Health Accounts
  • 83(b) Election Planning
  • Election to Treat Capital Gains as Investment Income
  • Investor vs. Trader Tax Status
  • Home Office Deduction Maximization
  • Cryptocurrency tax planning
  • Tax-loss Harvesting Planning

Trusts and Estates Planning:

  • Section 645 Election
  • Fiscal Year vs Calendar Year decision
  • Step-up in basis planning
  • 65-Day Trust Distribution Election  
  • Beneficiary Tax Planning
  • Crummey and 5 by 5 Powers planning
  • Gifting and charitable giving
  • Families with a special needs child:
    • Special Needs Trust (SNT)
    • Qualified Disability Trust (QDT) tax designation
    • ABLE accounts

 

Financial Planning:

  • Retirement Planning
  • Risk Management
  • Education Planning
  • Cash flow budgeting

Tax Preparation

Providing peace of mind through rigorous accuracy and a commitment to meeting all filing deadlines.

Individual Tax (Form 1040):

  • W-2 Professionals 

  • Equity Compensation

  • Active and Passive Investors

    • Alternative Investments

    • K-1 Heavy Portfolios

  • Sole Proprietors & Single-Member LLCs 
    • Service Businesses  
    • Rental Real Estate

    • S-Corporation Tax Filing (Form 1120-S): (If beneficial to change entity type)

  • Families With Household Employees

  • Other Diverse Financial Profiles

Gifts (Form 709), Trusts (Form 1041) & Estates (Form 706):

  • Year of Death Tax Compliance 

  • Reporting Gifts Exceeding the Annual Exclusion

  • Grantor Trusts

  • Non-Grantor Trusts

  • Other Specialized "Niche" Trusts and Diverse Fiduciary Profiles

Income Tax Planning and Strategy

I provide sophisticated income tax planning and strategies designed to help you minimize your tax liability, maximize your wealth, and achieve predictable outcomes. Here are some of the key solutions I leverage for my clients:

Personal Wealth & Retirement

 

  • Maximize Charitable Tax Savings & Impact

 

  • Reduce the Tax Impact of Required Minimum Distributions (RMDs)

 

  • Build Future Tax-Free Wealth via Roth Conversions and Implement Backdoor and Mega-Backdoor Roth Strategies for High Earners

 

  • Secure Maximum Tax Deductions & Future Tax-Free Growth via HSA, 529 and Retirement Accounts 

 

  • Shift Income to Children for Zero-Tax Brackets and Help Them Fund a Roth IRA Account

 

  • Navigate the Tax Implications of Life Events (Marriage, Divorce, or Sale of a Primary Residence)

Business & Investment Optimization

 

  • Establish the Most Tax-Advantaged Entity Structure

 

  • Maximize the 20% Qualified Business Income (QBI) Deduction

 

  • Generate Large Immediate Deductions via Accelerated Depreciation

 

  • Justify an Optimal S-Corp Salary to Maximize Self-Employment Tax Savings

 

  • Secure Total Exemption on Qualified Small Business Stock (QSBS) Capital Gains

 

  • Secure Favorable Tax Basis on Early Equity (83(b) Election)

 

  • Unlock Deductions for Otherwise Limited Investment Interest Expenses

Proactive Tax Management

 

  • Achieve Predictable Tax Outcomes & Avoid Surprises

 

  • Prevent Underpayment Penalties with Accurate Tax Projections

 

  • Offset Gains and Income with Strategic Tax Losses

 

Real Estate Tax Planning

 

  • Deduct Unlimited Real Estate Losses Against Income (Real Estate Professional Status (REPS))

 

  • Utilize Short-Term Rental (STR) Loss Deductions

 

  • Recover & Apply Previously Suspended Passive Activity Losses

 

Families With a Child With Special Needs/Disabilities

 

  • Utilize Favorable Qualified Disability Trust (QDT) Tax Exemptions

Gifts, Trusts & Estates Tax Planning and Strategy

Guiding clients through complex gift, trust, and estate tax planning. Some solutions include:

Strategic Tax Elections 

 

  • Doubling the Estate Tax Exemption for Surviving Spouses (Portability)

 

  • Treating Revocable Trusts as Part of an Estate (Section 645 Election)

 

  • Treating Distributions Within the First 65 Days of the Year as Prior-Year Amounts (Section 663(b) Election)

 

  • Utilizing the Six-month Valuation Window to Reduce Estate Tax Liability (Alternate Valuation)

 

  • Fiscal Year Alignment for Estates and Trusts

Other Solutions

  • Income Allocation Optimization (Trusts vs. Beneficiaries)

 

  • Crummey Power Strategies & Compliance

 

  • Basis Step-Up Planning

  • Tax-Efficient Wealth Transfer

Financial Planning with a Tax Focus

Tax-focused financial guidance to help with your long-term goals and maximize wealth. These broad categories are embedded in the solutions above.

  • Retirement Planning

 

  • Risk Management

 

  • Education Planning

 

  • Cash Flow Budgeting

Individuals

Comprehensive tax compliance and planning.

Trusts, Estates & Families

Specialized tax services for wealth transfer strategies.

Single-Owner Businesses

Tax compliance and advisory for closely held entities.

Tax Preparation:

Ryan’s specialty area is complex individual (Form 1040) tax returns, which is inclusive of owners who conduct business or rental real estate activities as a sole proprietorship or as the only owner of an LLC. He also prepares tax returns for trusts and estates earning income (Form 1041), reportable gifts (Form 709) and S corporations (Form 1120-S) & partnerships (Form 1065) with either one owner or family owned.  

Tax Planning and Tax Strategy:

This is where I truly bring value to my clients. Below is a list of some of the many tax planning and tax strategies I help my clients with.

  • Qualified Small Business Stock (QSBS) Planning
  • Executive Compensation Planning
  • Tax-efficient charitable contributions
    • Qualified Charitable Contributions (QCD)
    • Donor-advised Funds
  • Required Minimum Distribution (RMD) planning
  • Entity Selection & Optimization
  • Maximizing the QBI Deduction
  • Accelerating Depreciation
  • Deferring gains via 1031 exchanges or Opportunity Zone investment
  • Reasonable salary for S-Corp owners
  • Exclusion of gain from sale of principal residence planning
  • Real Estate Professional Status (REPS)
  • Short-Term Rental (STR) Status
  • Planning opportunities when no tax liability is due
  • 529 Planning
  • Passive Loss Treatment Planning
  • Tax Projections
  • Quarterly Estimated Tax Payment Calculations
  • Hiring Your Children
  • Maximizing Tax-Advantaged Retirement & Health Accounts
  • 83(b) Election Planning
  • Election to Treat Capital Gains as Investment Income
  • Investor vs. Trader Tax Status
  • Home Office Deduction Maximization
  • Cryptocurrency tax planning
  • Tax-loss Harvesting Planning

Trusts and Estates Planning:

  • Section 645 Election
  • Fiscal Year vs Calendar Year decision
  • Step-up in basis planning
  • 65-Day Trust Distribution Election  
  • Beneficiary Tax Planning
  • Crummey and 5 by 5 Powers planning
  • Gifting and charitable giving
  • Families with a special needs child:
    • Special Needs Trust (SNT)
    • Qualified Disability Trust (QDT) tax designation
    • ABLE accounts

 

Financial Planning:

  • Retirement Planning
  • Risk Management
  • Education Planning
  • Cash flow budgeting
Tax COMPLIANCE

Accurate, timely, and stress-free tax filings keeping you compliant and penalty-free. 

— Individuals & Families

— Service Businesses

— Trusts & Estates 

— Gift Tax Returns

— Estimated Tax Payment Management

— Year-Round Support

TAX Strategy & Planning

Planning and strategies to minimize taxes and build long-term wealth.
 

— Retirement Tax Strategies
— Business Entity Optimization
— Tax-efficient Charitable Giving
— 83(b) Elections and QSBS Planning

— Lifetime Gifting & Legacy Planning

— Customized Tax Solutions

Individuals

Comprehensive tax compliance and planning.

Trusts, Estates & Families

Specialized tax services for wealth transfer strategies.

Single-Owner Businesses

Tax compliance and advisory for closely held entities.

Tax Preparation:

Ryan’s specialty area is complex individual (Form 1040) tax returns, which is inclusive of owners who conduct business or rental real estate activities as a sole proprietorship or as the only owner of an LLC. He also prepares tax returns for trusts and estates earning income (Form 1041), reportable gifts (Form 709) and S corporations (Form 1120-S) & partnerships (Form 1065) with either one owner or family owned.  

Tax Planning and Tax Strategy:

This is where I truly bring value to my clients. Below is a list of some of the many tax planning and tax strategies I help my clients with.

  • Qualified Small Business Stock (QSBS) Planning
  • Executive Compensation Planning
  • Tax-efficient charitable contributions
    • Qualified Charitable Contributions (QCD)
    • Donor-advised Funds
  • Required Minimum Distribution (RMD) planning
  • Entity Selection & Optimization
  • Maximizing the QBI Deduction
  • Accelerating Depreciation
  • Deferring gains via 1031 exchanges or Opportunity Zone investment
  • Reasonable salary for S-Corp owners
  • Exclusion of gain from sale of principal residence planning
  • Real Estate Professional Status (REPS)
  • Short-Term Rental (STR) Status
  • Planning opportunities when no tax liability is due
  • 529 Planning
  • Passive Loss Treatment Planning
  • Tax Projections
  • Quarterly Estimated Tax Payment Calculations
  • Hiring Your Children
  • Maximizing Tax-Advantaged Retirement & Health Accounts
  • 83(b) Election Planning
  • Election to Treat Capital Gains as Investment Income
  • Investor vs. Trader Tax Status
  • Home Office Deduction Maximization
  • Cryptocurrency tax planning
  • Tax-loss Harvesting Planning

Trusts and Estates Planning:

  • Section 645 Election
  • Fiscal Year vs Calendar Year decision
  • Step-up in basis planning
  • 65-Day Trust Distribution Election  
  • Beneficiary Tax Planning
  • Crummey and 5 by 5 Powers planning
  • Gifting and charitable giving
  • Families with a special needs child:
    • Special Needs Trust (SNT)
    • Qualified Disability Trust (QDT) tax designation
    • ABLE accounts

 

Financial Planning:

  • Retirement Planning
  • Risk Management
  • Education Planning
  • Cash flow budgeting
MILLENNIAL & GEN Z NICHES

 

Specialized tax guidance tailored to the unique career paths, and financial realities and goals of Millennials and Gen Z.

— Cryptocurrency & Digital Assets
— Education & Student Loan Planning

— Equity Compensation (RSUs, Stock Options)
— Side Hustles & Solopreneurship

— Digital Nomads
— Foreign Accounts & Global Asset Compliance

— Alternative Investments

OTHER SOLUTIONS

Additional support for complex or specialized situations, available whenever you need it.

— Tax Controversy and Representation
— Fiduciary Accounting

Individuals

Comprehensive tax compliance and planning.

Trusts, Estates & Families

Specialized tax services for wealth transfer strategies.

Single-Owner Businesses

Tax compliance and advisory for closely held entities.